Emergency Hail Restoration · McKinney, TX
Hail Damage Repair in McKinney, TX
Bruised, cracked, or granule-stripped shingles — inspected, documented, and repaired.
SCI Roofing & Remodeling inspects McKinney roofs specifically for hail damage — the kind that’s often invisible from the ground — and handles the insurance side alongside the repair itself.
Years Of Experience
Emergency response
5 Star Google reviews
Google Verified
Free Estimate
Schedule Your FREE Consultation
Thank You!
Your request has been received. We'll reach out shortly!
Why McKinney Trusts Us With Hail Repairs
Know your deductible before you know your damage
1-2%
Many Texas homeowners policies carry a separate wind/hail deductible — typically 1% to 2% of your home's insured value, not a flat dollar amount. On a $300,000 McKinney home, that's a $3,000 to $6,000 deductible, very different from the $1,000 flat deductible many homeowners assume applies. This is exactly the deductible type that applied after the March 24, 2019 storm, which dropped hail measured at 2.75 inches between Frisco and McKinney — with residents near Stacy Road and Highway 121 reporting golf ball-size hail that broke kitchen and car windows across the county. A lot of roofs from that storm, and others like it since, are still carrying hail damage nobody's had inspected.
Peak storm season
North Texas hail activity peaks March through May — the exact window most McKinney roofs take the most damage.
Coverage across McKinney
From Stonebridge Ranch and Craig Ranch to Adriatica and Historic Downtown, our crews work every neighborhood in the city.
Response time
Most McKinney calls get an on-site inspection scheduled within 24 hours — with emergency tarping dispatched same-day for active leaks.
What This Covers
Hail damage repair, explained
Hail damage repair addresses the specific aftermath of a hailstorm — bruised or cracked shingle mat, dented flashing and vents, and granule loss that accelerates roof aging, even when nothing looks broken from the ground. Unlike wind damage, hail damage is confirmed through a close, hands-on inspection, not a drive-by look. If wind was also part of your storm, see our Wind Damage Repair in McKinney, TX page, or for the full range of storm-related services, our Storm Restoration in McKinney, TX overview.
Signs You Need This
How to tell if your McKinney roof has hail damage
A hailstorm that broke windows in cars and kitchens the way McKinney’s 2019 storm did left plenty on roofs too. Here’s what a close inspection actually looks for.
Random, scattered impact marks across the shingle field
Hail hits don't follow a pattern the way sun-related wear does — look for dents that seem to appear in no particular order.
Granule loss exposing the asphalt mat underneath
Each hail strike knocks loose some of the protective coating, leaving a rougher, more vulnerable patch behind.
A soft or spongy spot when you press on a shingle
Bruised shingle mat often shows no visible crack at all — the give under light pressure is the tell.
Dented AC fins, gutters, or flashing
These softer metal surfaces mark up before shingles show obvious damage — a dented condenser is often the fastest confirmation hail hit hard.
Chipped or cracked vent covers and skylights
Brittle materials crack differently than shingles bruise, and it's an easy check once you know where to look.
- If it's ignored: hail bruising left unrepaired typically becomes an active leak within the next storm or two, and insurers apply more scrutiny to claims filed long after the storm date. If McKinney's had hail recently and your roof hasn't been checked, that's reason enough for a free inspection.
Rapid Response
Same-day inspection for active hail damage. If there's an active leak, we prioritize temporary tarping to stop water intrusion before doing the full assessment.
Document & Coordinate Claim
Photo-documented hail impact report tied to the specific storm date, material selection — including whether a Class 4 impact-resistant shingle upgrade makes sense — and coordination with your insurance adjuster if you're filing a claim.
Execute
Professional repair or replacement using manufacturer-certified materials, scheduled around your timeline once the claim or scope is approved.
Verify & Warranty
Final walkthrough, quality check, and warranty registration so the repair is documented and covered going forward.
Insurance & Claims
What to expect from the insurance side
How we work with your claim
We document hail damage against the specific storm date, provide a report your adjuster can work from, and can meet the adjuster on-site if you'd like a second set of eyes during the inspection.
What's typically covered
Sudden damage from a specific, dated hailstorm is usually covered under standard Texas homeowners policies, minus your wind/hail deductible.
What's usually not covered
Damage from long-term wear, deferred maintenance, or age-related shingle deterioration generally isn't treated as hail damage by insurers.
Class 4 shingle upgrade
Many insurers discount ongoing premiums for impact-resistant Class 4 shingles. If you're replacing a hail-damaged roof anyway, it's worth asking whether upgrading pencils out over time.
- Your wind/hail deductible is often separate from your regular homeowners deductible, and is frequently a percentage of your home's insured value — typically 1% to 2% — rather than a flat dollar amount. Check your policy's declarations page, or we can help you figure out which deductible applies before you file. We don't publish fixed repair prices here since cost depends on roof size, materials, and damage extent; your inspection includes a specific quote.
Frequently Asked Questions
Hail damage repair in McKinney — common questions
Hail damage tends to look random and scattered, while wear patterns are usually uniform across the whole roof slope. Hail hits also often show up as soft, slightly darker circular spots where granules have been knocked loose, rather than gradual all-over fading. A close inspection is the only reliable way to tell the two apart.
Many Texas policies carry a separate wind/hail deductible, often 1% to 2% of your home’s insured value rather than a flat dollar amount. On a $300,000 home, a 2% wind/hail deductible is $6,000 — very different from a standard $1,000 deductible. Check your policy’s declarations page, or we can help you understand which deductible applies before you file.
You can check from the ground for obvious signs like damaged gutters or AC unit fins, but most hail damage to the shingles themselves isn’t visible without getting on the roof. Our inspections are free, so there’s no cost difference between checking yourself and having it done properly.
Yes. Many Texas insurers offer a premium discount for Class 4 impact-resistant shingles, which are rated to withstand hail better than standard shingles. If you’re replacing your roof after hail damage anyway, it’s worth asking your adjuster and your roofer whether upgrading qualifies you for ongoing savings.
Most single-family hail repairs in McKinney are completed in one to two days once materials and the insurance claim are approved. A full roof replacement from widespread hail damage typically takes two to three days depending on roof size and weather.
It’s possible, especially if your roof hasn’t been inspected since. Insurers evaluate claims against a specific storm date, so damage needs to be tied to an actual weather event on record. An inspection now can still identify and date older hail damage before it worsens into a leak.
Get a free hail damage inspection in McKinney
No obligation, no pressure — just a clear report on what your roof needs, and help navigating the insurance side if you’re filing a claim.