Emergency Storm Restoration · McKinney, TX
Storm Damage Repair in McKinney, TX
McKinney sees hail almost every storm season — fast, documented repair before it turns into a leak.
SCI Roofing & Remodeling inspects, documents, and repairs storm damage across McKinney — handling the insurance side alongside the roofing work, so you’re not managing both on your own.
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Why McKinney Trusts Us With Storm Repairs
McKinney's hail seasons don't skip a year — neither do we
2.75"
On March 24, 2019, a storm dropped baseball-sized hail — measured at 2.75 inches — between Frisco and McKinney, with residents near Stacy Road and Highway 121 reporting golf ball-sized hail that broke kitchen and car windows across the county. It's one of several major hail events McKinney has seen in recent years, and a lot of roofs from that storm and others like it are still carrying damage nobody's had inspected.
Peak storm season
North Texas hail activity peaks March through May — McKinney's biggest recent hail events, including 2019, hit squarely in that window.
Coverage across McKinney
From Stonebridge Ranch and Craig Ranch to Adriatica and Historic Downtown, our crews work every neighborhood in the city.
Response time
Most McKinney calls get an on-site inspection scheduled within 24 hours — with emergency tarping dispatched same-day for active leaks.
What This Covers
Storm damage repair, explained
Storm damage repair addresses the aftermath of hail, high wind, and severe thunderstorms — cracked or missing shingles, bruised flashing, and exposed decking that can let water into your home within days of a storm. McKinney homeowners typically need this in the weeks right after a hailstorm or windstorm, while insurance claim windows are still open and the risk of a new leak is highest. For the full range of storm-related services we offer in McKinney, see our Storm Restoration in McKinney, TX overview.
Signs You Need This
How to tell if your McKinney roof took storm damage
A roof can take a real hit and still look fine from the street. Here’s what actually shows up on close inspection after a McKinney storm.
Exposed patches where granules used to be
Hail strips the protective granule layer off on impact, leaving a rougher, discolored patch on the shingle.
Small dents in gutters, vents, or flashing
These softer metal pieces mark up easily and are often the fastest way to spot hail impact from the ground.
Shingles that feel soft when pressed
A bruise in the shingle mat won't always crack, but it will feel spongy under light thumb pressure.
A ceiling stain that shows up after the storm's passed
Usually means water already got past the roofing layer and into the decking underneath.
Shingles that are missing or curled at the edge
Wind alone can do this, no hail required — worth checking after any high-wind event.
- If it's ignored: a bruised shingle usually turns into a real leak within the next storm or two, and insurers get stricter about claims filed well after the actual storm date. If McKinney's had hail or high wind recently, it's worth getting a roof looked at within a couple of days — even if nothing's dripping yet.
Rapid Response
Same-day inspection for active storm damage. If there's an active leak, we prioritize temporary tarping to stop water intrusion before doing the full assessment.
Document & Coordinate Claim
Photo-documented damage report tied to the specific storm date, material selection, and — if you're filing a claim — coordination with your insurance adjuster.
Execute
Professional repair or replacement using manufacturer-certified materials, scheduled around your timeline once the claim or scope is approved.
Verify & Warranty
Final walkthrough, quality check, and warranty registration so the repair is documented and covered going forward.
Insurance & Claims
What to expect from the insurance side
How we work with your claim
We document damage against the specific storm date, provide a report your adjuster can work from, and can meet the adjuster on-site if you'd like a second set of eyes during the inspection.
What's typically covered
Sudden damage from a specific hail or wind event is usually covered under standard Texas homeowners policies, minus your deductible.
What's usually not covered
Damage from long-term wear, deferred maintenance, or age-related deterioration generally isn't treated as storm damage by insurers.
Financing & free inspection
Every quote starts with a free, no-obligation inspection. Financing options are available if you're not filing a claim or your deductible needs to be covered upfront.
- Most McKinney homeowners pay a deductible in the $500–$5,000 range before coverage applies — the exact amount depends on your policy. We don't publish fixed repair prices here since cost depends on roof size, materials, and damage extent; your inspection includes a specific quote.
Frequently Asked Questions
Storm damage repair in McKinney — common questions
We prioritize McKinney during active storm response and typically schedule inspections within 24 hours of your call. For active leaks, ask about same-day emergency tarping — we’ll stop water intrusion first and inspect fully once it’s safe.
Most Texas homeowners policies cover sudden storm damage from hail and wind, minus your deductible, typically $500–$5,000. Damage from long-term wear or deferred maintenance usually isn’t covered. We document your roof against the specific storm date to support your claim either way.
Most hail damage is invisible from the ground. Bruised shingle mat, cracked flashing, and granule loss only show up on a close inspection. If McKinney has had hail in the last 12 months and you haven’t had your roof checked, that’s reason enough to schedule a free inspection.
No. Most storm damage inspections happen entirely on the roof and exterior. We’ll walk you through what we find by phone or in person, whichever works better for your schedule, and send photo documentation either way.
Most single-family storm repairs in McKinney are completed in one to two days once materials and the insurance claim are approved. Full roof replacements from major hail events typically take two to three days depending on roof size and weather.
Insurers evaluate claims against a specific storm date, so it matters which event caused the damage, especially in a city that sees repeat hail seasons. Our inspection report ties visible damage to the closest documented storm date on record, which is what your adjuster needs to process the claim.
Get a free storm damage inspection in McKinney
No obligation, no pressure — just a clear report on what your roof needs, and help navigating the insurance side if you’re filing a claim.